r/LoansAndHelp

Subreddit Created on September 17, 2025 , Language: en

Public Description

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we are building a place to help Redditors who are temporarily in need of money & will be able to pay it back in a short period. We also love the Gaming communities & Anime

Subscriber Stats
Current Subscribers 19,416
Daily Growth 5,088 (35.5%)
Weekly Growth 7,446 (62.2%)
Monthly Growth 9,051 (87.3%)

  1. Rule 1: Borrower Verification
    Priority: 0

    Borrowers must be prepared to provide pay stubs and/or valid identification if requested by the lender. It is the lender’s choice whether to require proof of income or identification before sending money

  2. Rule 2: Protect Your Personal Information
    Priority: 1

    Never share sensitive information (IDs, bank details, logins, SSN, etc.) for referrals, loans, deposits, or “sign-ups.” Anyone requesting this is a scammer.

    If you choose to ignore this warning and get scammed, that’s on you. Scammers will be banned immediately. Protect yourself and protect the community.

  3. Rule 3: No Random DMs
    Priority: 2

    Scammers operate through private messages. Do not respond. Report them and move on—don’t take the bait.

  4. Rule 4: Use PayPal Goods & Services & Cash App
    Priority: 3

    Rule X: Use PayPal Goods ; Services Lenders are strongly encouraged to use PayPal Goods ; Services. If a borrower fails to repay, you can request a full refund through PayPal. While it’s ultimately the lender’s choice, this is the safest way to protect yourself from scams.

  5. Rule 5: Be Specific in Loan Requests
    Priority: 4

    All loan requests must include the reason for borrowing, the exact amount requested, and a clear repayment plan.

    Vague or incomplete posts will be removed immediately—no exceptions.

    ⚠️ This rule may be updated or made stricter at any time. Don’t try to push the boundaries.

  6. SFW (Safe for Work)
    Priority: 5

    This community is strictly SFW (Safe for Work).

    Do not post, comment, or link to any NSFW (Not Safe For Work) material.

    This includes but is not limited to nudity, sexual content, gore, or any other explicit imagery or discussion.

    Posts or comments that even imply explicit material (e.g., sexual jokes, suggestive thumbnails, or sexualized depictions) may be removed at moderator discretion.

    Violation of this rule may result in a permanent ban.

Description

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